Simplifying Your Journey to Homeownership


We are dedicated to helping home buyers like you! Whether it's your first home,

dream home, retirement home or somewhere in between, with our expertise and

personalized approach, we guide you through the mortgage process with ease.

From finding the perfect loan option to securing competitive interest rates,

we've got you covered. Take the first step towards your dream home today and

experience the difference of working with

trusted professionals.

Discover the Galli Team advantage and step into your

future home with confidence. Every benefit is crafted

with you in mind, from securing your dream

home to optimizing your investment.

Let the journey begin!

Simple Steps to Unlock Home-Buying Success!

Get Pre-Approved

  • Quick online forms – get it done in a flash!

  • A friendly team to guide you – we're in this together!

  • Regular updates -
    you'll never be left in the dark.

Find Your Dream Home

  • What's your budget - We help you determine your comfort zone.

  • Partner with a trusted real estate agent that works for you in finding your dream home.

  • Negotiate the offer and terms that works best for you.

Loan Process

  • Documentation -Income & Asset documentation can start the process

  • Appraisal - ensure the home is worth what you are purchasing it for

  • Initial Underwriting- The underwriter verifies the information is accurate and authentic.

  • Conditional Approval- the loan is approved under certain circumstances

  • Clear to Close - The underwriter verifies that all documentation provided has satisfied all conditions, all inspections and appraisals have been completed, initial contracts and documents have been reviewed through underwriting, and it is time to sign your final documents.

Move Into Your New Home

  • Utilities and Services: Make sure to set up your utilities, including water, electricity, gas, internet, and any other services you'll need. It's best to arrange this in advance to ensure everything is up and running when you move in.

  • Settling In: Unpack systematically, starting with essentials like bedding, toiletries, and kitchen items. Take your time to organize and decorate your new space to reflect your personal style and comfort.

  • Meet the Neighbors: Introduce yourself to your new neighbors and explore your community.

  • Celebrate: Once you're settled, celebrate your new beginning!

Mortgage Options

Find Your Perfect Loan Fit

Conventional

FHA/VA/USDA

Jumbo

Down Payment

Assistance

Second Mortgages

Bank Statement Loans/1099

Down Payment

Assistance

DSCR

Community Lending

100% Financing

Profit & Loss

Construction

Check Out Our PodCast Mortgage Matters with Chris Galli

"Unlocking Homeownership: A 27-Year Expert’s Guide for Gen Z Buyers"

"Navigate the competitive 2024 housing market with confidence! Join me, a top 1% mortgage originator with 27 years of experience, as I debunk myths, unveil insider tips, and reveal how Gen Z buyers ca... ...more

Real Estate ,Mortgage

May 14, 20242 min read

"Unlocking Homeownership: A 27-Year Expert’s Guide for Gen Z Buyers"

Navigating thru the Real Estate Market

As we move further into 2024, the real estate landscape presents a series of challenges and opportunities for those in the housing market. With growing interest rates, a continued strain on housing in... ...more

Real Estate

May 01, 20243 min read

Navigating thru the Real Estate Market

Together our team has 60+ years of experience working with homebuyers and investors just like you!


Looking for the right mortgage?

Schedule a call with our team, we will guide you along the way and assure you are updated thru the process

OUR TESTIMONIALS

Office:

Bradenton, Florida

Call

941-529-1040

Site:

www.thegalliteam.com

Copyright 2022 . All rights reserved Novus Home Mortgage - Christopher Galli NMLS# 13152